/* ==========================================================================
   Apex Private Wealth - Financial Design Language (FDL)
   ========================================================================== */

/* Imports */
@import url('https://fonts.googleapis.com/css2?family=Cormorant+Garamond:ital,wght@0,300;0,400;0,500;0,600;1,400&family=Inter:wght@300;400;500;600;700&display=swap');

/* FDL Design Tokens */
:root {
  /* Color System */
  --bg-primary: #FDFBF7;       /* Warm Ivory */
  --bg-secondary: #F5F3EE;     /* Stone Gray */
  --surface: #FFFFFF;          /* Soft White */
  --text-primary: #222222;     /* Deep Charcoal */
  --text-secondary: #5A6065;   /* Slate Gray */
  --accent-navy: #0C1E36;      /* Deep Navy (Stability & Trust) */
  --accent-green: #2C4A3E;     /* Muted Forest Green (Disciplined Growth) */
  --accent-brass: #BCA374;     /* Brushed Brass (Quality & Tradition) */
  --accent-walnut: #402B1D;    /* Walnut (Warmth & Permanence) */
  
  /* Status Colors */
  --success: #1C6B48;          /* Emerald (Preserved) */
  --warning: #C48F2A;          /* Muted Amber */
  --error: #5C252D;            /* Deep Burgundy */
  
  /* Borders */
  --border-hairline: #E5E1D7;   /* Low-contrast divider */
  --border-dark: #222222;
  --border-brass: #D1C0A5;
  
  /* Corner Radius (Executive Geometry) */
  --radius-button: 8px;
  --radius-card: 12px;
  --radius-dialog: 16px;
  --radius-input: 10px;
  
  /* Spacing Scale (Base Unit: 8px) */
  --space-8: 8px;
  --space-16: 16px;
  --space-24: 24px;
  --space-32: 32px;
  --space-48: 48px;
  --space-64: 64px;
  --space-96: 96px;
  --space-128: 128px;
  --space-192: 192px;
  --space-256: 256px;
  --space-384: 384px;

  /* Typography Scales */
  --font-sans: 'Inter', system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
  --font-serif: 'Cormorant Garamond', Georgia, Cambria, "Times New Roman", Times, serif;

  /* Timings */
  --transition-micro: 200ms ease;
  --transition-standard: 380ms cubic-bezier(0.25, 0.46, 0.45, 0.94);
  --transition-major: 700ms cubic-bezier(0.16, 1, 0.3, 1);
  
  /* Shadows */
  --shadow-ambient: 0 4px 24px rgba(12, 30, 54, 0.03);
  --shadow-hover: 0 12px 36px rgba(12, 30, 54, 0.06);
}

/* Base Styles */
* {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html, body {
  background-color: var(--bg-primary);
  color: var(--text-primary);
  font-family: var(--font-sans);
  font-size: 16px;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  overflow-x: hidden;
}

/* Material Textures (CSS generated for quiet premium feel) */
.paper-grain {
  background-color: var(--bg-primary);
  background-image: radial-gradient(rgba(0, 0, 0, 0.015) 1px, transparent 0),
                    radial-gradient(rgba(0, 0, 0, 0.01) 1px, transparent 0);
  background-size: 8px 8px;
  background-position: 0 0, 4px 4px;
}

.walnut-grain {
  background: linear-gradient(135deg, #2D1D13 0%, #1F140D 100%);
  color: var(--bg-primary);
}

.stone-grain {
  background-color: var(--bg-secondary);
  background-image: linear-gradient(rgba(255, 255, 255, 0.4) 1px, transparent 1px),
                    linear-gradient(90deg, rgba(255, 255, 255, 0.4) 1px, transparent 1px);
  background-size: 100px 100px;
}

/* Soft daylight overlay */
.daylight-gradient {
  background: linear-gradient(180deg, rgba(253, 251, 247, 0.1) 0%, rgba(245, 243, 238, 0.4) 100%);
}

/* Custom Selection */
::selection {
  background-color: rgba(188, 163, 116, 0.2);
  color: var(--accent-navy);
}

/* Typography Hierarchy */
h1, h2, h3, h4, h5, h6, .editorial-heading {
  font-family: var(--font-serif);
  font-weight: 400;
  line-height: 1.25;
  color: var(--accent-navy);
}

.display-xxl {
  font-size: clamp(2.5rem, 5vw, 4.5rem);
  letter-spacing: -0.02em;
}

.display-xl {
  font-size: clamp(2rem, 4vw, 3.25rem);
  letter-spacing: -0.01em;
}

.heading-xl {
  font-size: clamp(1.75rem, 3vw, 2.5rem);
  letter-spacing: -0.01em;
}

.heading-l {
  font-size: clamp(1.35rem, 2.5vw, 1.85rem);
}

.body-large {
  font-family: var(--font-serif);
  font-size: 1.35rem;
  line-height: 1.6;
  color: var(--text-secondary);
}

.body-standard {
  font-family: var(--font-sans);
  font-size: 0.95rem;
  line-height: 1.7;
  color: var(--text-secondary);
}

.caption {
  font-family: var(--font-sans);
  font-size: 0.8rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--text-secondary);
}

.metadata {
  font-family: var(--font-sans);
  font-size: 0.85rem;
  color: var(--accent-brass);
  font-weight: 500;
}

/* Grid & Layout System */
.container {
  width: 100%;
  max-width: 1440px;
  margin: 0 auto;
  padding-left: var(--space-64);
  padding-right: var(--space-64);
}

@media (max-width: 1024px) {
  .container {
    padding-left: var(--space-32);
    padding-right: var(--space-32);
  }
}

@media (max-width: 768px) {
  .container {
    padding-left: var(--space-16);
    padding-right: var(--space-16);
  }
}

.grid-12 {
  display: grid;
  grid-template-columns: repeat(12, 1fr);
  gap: var(--space-32);
}

@media (max-width: 1024px) {
  .grid-12 {
    grid-template-columns: repeat(8, 1fr);
  }
}

@media (max-width: 768px) {
  .grid-12 {
    grid-template-columns: repeat(4, 1fr);
    gap: var(--space-24);
  }
}

/* Header & Navigation */
header {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  z-index: 100;
  transition: background-color var(--transition-standard), border-bottom var(--transition-standard), box-shadow var(--transition-standard);
  border-bottom: 1px solid transparent;
}

header.scrolled {
  background-color: rgba(253, 251, 247, 0.95);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--border-hairline);
  box-shadow: var(--shadow-ambient);
}

.nav-container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 80px;
}

.logo {
  font-family: var(--font-serif);
  font-size: 1.4rem;
  letter-spacing: 0.05em;
  color: var(--accent-navy);
  text-decoration: none;
  font-weight: 500;
}

.logo span {
  font-family: var(--font-sans);
  font-size: 0.8rem;
  font-weight: 300;
  letter-spacing: 0.2em;
  display: block;
  color: var(--accent-brass);
  margin-top: -4px;
}

.nav-links {
  display: flex;
  list-style: none;
  gap: var(--space-32);
}

@media (max-width: 1024px) {
  .nav-links {
    display: none; /* Add responsive mobile layout toggle later */
  }
}

.nav-links a {
  text-decoration: none;
  font-family: var(--font-sans);
  font-size: 0.85rem;
  font-weight: 500;
  letter-spacing: 0.05em;
  color: var(--text-secondary);
  transition: color var(--transition-micro);
}

.nav-links a:hover {
  color: var(--accent-navy);
}

.nav-links a.active {
  color: var(--accent-navy);
  border-bottom: 1px solid var(--accent-brass);
  padding-bottom: 4px;
}

.nav-actions {
  display: flex;
  align-items: center;
  gap: var(--space-16);
}

@media (max-width: 680px) {
  .nav-container {
    height: 64px;
    padding-left: 12px;
    padding-right: 12px;
  }
  .logo {
    font-size: 1.05rem;
  }
  .logo span {
    font-size: 0.62rem;
    letter-spacing: 0.12em;
    margin-top: -2px;
  }
  .nav-actions {
    gap: 6px;
  }
  .audio-toggle {
    width: 32px;
    height: 32px;
    padding: 0;
    min-height: 32px !important;
  }
  .nav-portal-btn {
    display: none !important; /* Hide duplicate header portal button on narrow screens to prevent overlap */
  }
  .nav-actions .btn-primary {
    padding: 8px 12px;
    font-size: 0.75rem;
    white-space: nowrap;
    min-height: 36px;
  }
}

@media (max-width: 420px) {
  .nav-container {
    padding-left: 8px;
    padding-right: 8px;
  }
  .logo {
    font-size: 0.92rem;
  }
  .logo span {
    font-size: 0.58rem;
    letter-spacing: 0.08em;
  }
  .nav-actions .btn-primary {
    padding: 6px 10px;
    font-size: 0.72rem;
    min-height: 32px;
  }
}

/* Audio control toggle */
.audio-toggle {
  background: none;
  border: 1px solid var(--border-hairline);
  border-radius: 50%;
  width: 38px;
  height: 38px;
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  color: var(--text-secondary);
  transition: all var(--transition-micro);
}

.audio-toggle:hover {
  border-color: var(--accent-brass);
  color: var(--accent-navy);
}

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 12px var(--space-24);
  font-family: var(--font-sans);
  font-size: 0.85rem;
  font-weight: 600;
  letter-spacing: 0.05em;
  border-radius: var(--radius-button);
  cursor: pointer;
  transition: all var(--transition-standard);
  text-decoration: none;
  outline: none;
}

.btn-primary {
  background-color: var(--accent-navy);
  color: #FFFFFF;
  border: 1px solid var(--accent-navy);
}

.btn-primary:hover {
  background-color: #122c4d;
  border-color: #122c4d;
  box-shadow: 0 4px 12px rgba(12, 30, 54, 0.15);
}

.btn-secondary {
  background-color: transparent;
  color: var(--accent-navy);
  border: 1px solid var(--accent-navy);
}

.btn-secondary:hover {
  background-color: rgba(12, 30, 54, 0.04);
  box-shadow: var(--shadow-ambient);
}

.btn-text {
  background: none;
  border: none;
  color: var(--accent-navy);
  padding: 0;
  font-weight: 600;
  display: inline-flex;
  align-items: center;
  gap: 8px;
}

.btn-text::after {
  content: '→';
  transition: transform var(--transition-micro);
}

.btn-text:hover::after {
  transform: translateX(4px);
}

/* Cinematic Loading Screen */
#loading-screen {
  position: fixed;
  top: 0;
  left: 0;
  width: 100vw;
  height: 100vh;
  background-color: var(--bg-primary);
  z-index: 9999;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  transition: opacity var(--transition-major);
}

#loading-screen.fade-out {
  opacity: 0;
  pointer-events: none;
}

.ink-line-container {
  width: 250px;
  height: 2px;
  background-color: var(--bg-secondary);
  position: relative;
  overflow: hidden;
  margin-bottom: var(--space-24);
}

.ink-line {
  position: absolute;
  top: 0;
  left: 0;
  height: 100%;
  width: 0;
  background-color: var(--accent-navy);
  animation: drawLine 1.8s cubic-bezier(0.65, 0.05, 0.36, 1) forwards;
}

.loading-logo {
  font-family: var(--font-serif);
  font-size: 1.8rem;
  letter-spacing: 0.06em;
  color: var(--accent-navy);
  opacity: 0;
  animation: fadeInLogo 1.2s ease forwards 0.8s;
  text-align: center;
}

.loading-logo span {
  font-family: var(--font-sans);
  font-size: 0.8rem;
  font-weight: 300;
  letter-spacing: 0.25em;
  display: block;
  color: var(--accent-brass);
  margin-top: 4px;
}

@keyframes drawLine {
  to { width: 100%; }
}

@keyframes fadeInLogo {
  to { opacity: 1; transform: translateY(-4px); }
}

/* Section Containers */
section {
  padding-top: var(--space-96);
  padding-bottom: var(--space-96);
}

/* Hero Section */
.hero-sec {
  min-height: 100vh;
  display: flex;
  align-items: center;
  position: relative;
  overflow: hidden;
}

.hero-overlay {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: radial-gradient(circle at 70% 30%, rgba(188, 163, 116, 0.05) 0%, transparent 60%);
  z-index: 1;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  align-items: center;
  gap: var(--space-64);
  position: relative;
  z-index: 2;
  margin-top: 60px;
}

@media (max-width: 900px) {
  .hero-grid {
    grid-template-columns: 1fr;
    gap: var(--space-32);
  }
}

.hero-content {
  display: flex;
  flex-direction: column;
  gap: var(--space-24);
}

.hero-tag {
  color: var(--accent-brass);
  font-weight: 600;
  letter-spacing: 0.15em;
}

.hero-title {
  color: var(--accent-navy);
  line-height: 1.15;
}

.hero-actions {
  display: flex;
  gap: var(--space-16);
  margin-top: var(--space-16);
}

/* Architectural Art Canvas */
.hero-visual {
  position: relative;
  height: 520px;
  border-radius: var(--radius-card);
  overflow: hidden;
  box-shadow: var(--shadow-ambient);
  display: flex;
  align-items: center;
  justify-content: center;
}

/* CSS-drawn stylized study room to replace failed image gen with pure FDL aesthetic */
.visual-office-scene {
  position: absolute;
  width: 100%;
  height: 100%;
  background: linear-gradient(135deg, var(--bg-secondary) 0%, var(--bg-primary) 100%);
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: hidden;
}

.visual-office-scene::before {
  content: '';
  position: absolute;
  width: 200%;
  height: 200%;
  border-radius: 40%;
  background: radial-gradient(circle, rgba(188, 163, 116, 0.06) 0%, transparent 60%);
  top: -50%;
  left: -50%;
  animation: slowSpin 30s linear infinite;
}

/* Floorplans or structural vectors to express organization */
.office-gridlines {
  position: absolute;
  top: 10%;
  left: 10%;
  width: 80%;
  height: 80%;
  border: 1px solid rgba(12, 30, 54, 0.05);
  background-image: linear-gradient(rgba(12, 30, 54, 0.02) 1px, transparent 1px),
                    linear-gradient(90deg, rgba(12, 30, 54, 0.02) 1px, transparent 1px);
  background-size: 30px 30px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 4px;
}

.inner-geometric {
  width: 70%;
  height: 70%;
  border: 1px solid var(--border-brass);
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
  opacity: 0.7;
}

.inner-geometric::after {
  content: '';
  width: 40%;
  height: 40%;
  border: 1px solid var(--accent-green);
  opacity: 0.5;
}

.office-tagline {
  position: absolute;
  bottom: var(--space-32);
  left: var(--space-32);
  right: var(--space-32);
  background-color: rgba(255, 255, 255, 0.9);
  backdrop-filter: blur(10px);
  border: 1px solid var(--border-hairline);
  padding: var(--space-24);
  border-radius: var(--radius-card);
}

.office-tagline-text {
  font-family: var(--font-serif);
  font-size: 1.15rem;
  color: var(--accent-navy);
  font-style: italic;
}

@keyframes slowSpin {
  to { transform: rotate(360deg); }
}

/* Main Views Wrapper */
main {
  position: relative;
  min-height: calc(100vh - 80px);
}

.view-section {
  display: none;
  animation: viewFadeIn var(--transition-standard) forwards;
}

.view-section.active {
  display: block;
}

@keyframes viewFadeIn {
  from { opacity: 0; transform: translateY(12px); }
  to { opacity: 1; transform: translateY(0); }
}

/* Intro Section (Stewardship Letter) */
.intro-sec {
  background-color: var(--bg-secondary);
  border-top: 1px solid var(--border-hairline);
  border-bottom: 1px solid var(--border-hairline);
  position: relative;
}

.intro-letter {
  max-width: 680px;
  margin: 0 auto;
  text-align: center;
}

.signature {
  margin-top: var(--space-32);
  font-family: var(--font-serif);
  font-size: 1.8rem;
  color: var(--accent-navy);
  font-style: italic;
  font-weight: 400;
}

.signature-title {
  font-size: 0.8rem;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--text-secondary);
  margin-top: var(--space-8);
}

/* Who We Serve Carousel / Grid */
.who-serve-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-32);
  margin-top: var(--space-48);
}

@media (max-width: 900px) {
  .who-serve-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 600px) {
  .who-serve-grid {
    grid-template-columns: 1fr;
  }
}

.serve-card {
  background-color: var(--surface);
  border: 1px solid var(--border-hairline);
  border-radius: var(--radius-card);
  padding: var(--space-32);
  transition: all var(--transition-standard);
  cursor: pointer;
  position: relative;
}

.serve-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-hover);
  border-color: var(--border-brass);
}

.serve-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 4px;
  background-color: var(--accent-brass);
  opacity: 0;
  transition: opacity var(--transition-micro);
  border-top-left-radius: var(--radius-card);
  border-top-right-radius: var(--radius-card);
}

.serve-card:hover::before {
  opacity: 1;
}

.serve-icon {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background-color: var(--bg-secondary);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--accent-navy);
  margin-bottom: var(--space-24);
  font-size: 1.25rem;
}

.serve-card h3 {
  margin-bottom: var(--space-12);
  color: var(--accent-navy);
}

/* Services section */
.services-intro {
  max-width: 650px;
  margin-bottom: var(--space-64);
}

.service-block {
  border-top: 1px solid var(--border-hairline);
  padding: var(--space-48) 0;
}

.service-block:last-of-type {
  border-bottom: 1px solid var(--border-hairline);
}

.service-question {
  font-family: var(--font-serif);
  font-size: 1.85rem;
  color: var(--accent-navy);
  margin-bottom: var(--space-24);
  font-style: italic;
  max-width: 800px;
}

.service-details {
  display: grid;
  grid-template-columns: 1.5fr 2fr 1fr;
  gap: var(--space-48);
}

@media (max-width: 900px) {
  .service-details {
    grid-template-columns: 1fr;
    gap: var(--space-24);
  }
}

.service-meta h4 {
  font-family: var(--font-sans);
  font-size: 1.15rem;
  font-weight: 600;
  color: var(--accent-navy);
  margin-bottom: 12px;
}

.service-process {
  list-style: none;
}

.service-process li {
  position: relative;
  padding-left: 24px;
  margin-bottom: var(--space-12);
  font-size: 0.95rem;
  color: var(--text-secondary);
}

.service-process li::before {
  content: '▪';
  position: absolute;
  left: 0;
  color: var(--accent-brass);
}

/* Client Stories (Case Studies) */
.story-wrapper {
  background-color: var(--bg-secondary);
  border-radius: var(--radius-dialog);
  padding: var(--space-64);
  margin-top: var(--space-48);
  border: 1px solid var(--border-hairline);
}

@media (max-width: 768px) {
  .story-wrapper {
    padding: var(--space-32);
  }
}

.story-header {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  border-bottom: 1px solid var(--border-hairline);
  padding-bottom: var(--space-24);
  margin-bottom: var(--space-32);
}

@media (max-width: 600px) {
  .story-header {
    flex-direction: column;
    gap: var(--space-8);
  }
}

.story-timeline {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--space-24);
}

@media (max-width: 768px) {
  .story-timeline {
    grid-template-columns: 1fr;
    gap: var(--space-16);
  }
}

.timeline-step {
  background-color: var(--surface);
  border-radius: var(--radius-card);
  padding: var(--space-24);
  border: 1px solid var(--border-hairline);
  position: relative;
}

.step-num {
  font-size: 0.8rem;
  font-weight: 700;
  color: var(--accent-brass);
  margin-bottom: 8px;
}

.timeline-step h4 {
  font-family: var(--font-sans);
  font-size: 1rem;
  font-weight: 600;
  color: var(--accent-navy);
  margin-bottom: 8px;
}

/* Client Portal Mock (Interactive Dashboard) */
.portal-frame {
  background-color: var(--bg-secondary);
  border: 1px solid var(--border-dark);
  border-radius: var(--radius-dialog);
  overflow: hidden;
  box-shadow: 0 20px 50px rgba(12, 30, 54, 0.1);
  margin-top: var(--space-48);
}

.portal-nav {
  background-color: var(--accent-navy);
  color: var(--bg-primary);
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: var(--space-16) var(--space-32);
  border-bottom: 1px solid rgba(255, 255, 255, 0.05);
}

.portal-brand {
  font-family: var(--font-serif);
  font-size: 1.15rem;
  letter-spacing: 0.05em;
}

.portal-user {
  display: flex;
  align-items: center;
  gap: var(--space-16);
}

.portal-user-name {
  font-size: 0.85rem;
  font-weight: 500;
}

.portal-body {
  display: grid;
  grid-template-columns: 240px 1fr;
  height: 640px;
  -webkit-overflow-scrolling: touch;
  touch-action: pan-y;
}

@media (max-width: 768px) {
  .portal-nav {
    padding: 12px 16px;
    flex-direction: column;
    align-items: flex-start;
    gap: 8px;
  }
  .portal-user {
    width: 100%;
    justify-content: space-between;
  }
  .portal-body {
    grid-template-columns: 1fr;
    height: auto;
    max-height: 520px;
    overflow-y: auto;
    -webkit-overflow-scrolling: touch;
    touch-action: pan-y;
    overscroll-behavior-y: contain;
  }
}

.portal-sidebar {
  background-color: #081525;
  padding: var(--space-24) 0;
  display: flex;
  flex-direction: column;
  gap: var(--space-8);
}

@media (max-width: 768px) {
  .portal-sidebar {
    display: flex;
    flex-direction: row;
    overflow-x: auto;
    padding: 8px 12px;
    gap: 8px;
    -webkit-overflow-scrolling: touch;
    border-bottom: 1px solid var(--border-dark);
  }
  .portal-sidebar-item {
    padding: 8px 12px;
    font-size: 0.75rem;
    white-space: nowrap;
    border-radius: 4px;
  }
  .portal-sidebar-item.active {
    border-left: none;
    border-bottom: 2px solid var(--accent-brass);
  }
}

.portal-sidebar-item {
  color: #8C98A5;
  text-decoration: none;
  font-size: 0.85rem;
  padding: 12px var(--space-24);
  display: flex;
  align-items: center;
  gap: 12px;
  transition: all var(--transition-micro);
}

.portal-sidebar-item:hover, .portal-sidebar-item.active {
  color: #FFFFFF;
  background-color: rgba(255, 255, 255, 0.05);
}

.portal-sidebar-item.active {
  border-left: 3px solid var(--accent-brass);
}

.portal-content {
  background-color: var(--bg-primary);
  padding: var(--space-32);
  overflow-y: auto;
  height: 100%;
  -webkit-overflow-scrolling: touch;
  touch-action: pan-y;
}

@media (max-width: 768px) {
  .portal-content {
    padding: 16px;
    height: auto;
    overflow-y: visible;
  }
}

.portal-header-meta {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: var(--space-32);
  border-bottom: 1px solid var(--border-hairline);
  padding-bottom: var(--space-16);
}

.portal-summary-cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-24);
  margin-bottom: var(--space-32);
}

@media (max-width: 900px) {
  .portal-summary-cards {
    grid-template-columns: 1fr;
  }
}

.portal-summary-card {
  background-color: var(--surface);
  border: 1px solid var(--border-hairline);
  padding: var(--space-24);
  border-radius: var(--radius-card);
}

.portal-summary-card h4 {
  font-family: var(--font-sans);
  font-size: 0.75rem;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--text-secondary);
  margin-bottom: 8px;
}

.portal-summary-value {
  font-size: 1.85rem;
  font-weight: 700;
  color: var(--accent-navy);
  font-family: var(--font-serif);
}

/* Portfolio Goal Planner Simulator */
.simulator-container {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-32);
  background-color: var(--surface);
  border: 1px solid var(--border-hairline);
  padding: var(--space-24);
  border-radius: var(--radius-card);
  margin-bottom: var(--space-32);
}

@media (max-width: 900px) {
  .simulator-container {
    grid-template-columns: 1fr;
  }
}

.sim-slider-group {
  margin-bottom: var(--space-24);
}

.sim-slider-label {
  display: flex;
  justify-content: space-between;
  font-size: 0.85rem;
  font-weight: 500;
  margin-bottom: 8px;
}

.sim-slider {
  width: 100%;
  accent-color: var(--accent-navy);
  height: 6px;
  border-radius: 3px;
  background-color: var(--bg-secondary);
  outline: none;
}

/* Custom Chart Display CSS-driven (clean and responsive) */
.chart-canvas {
  height: 250px;
  border-left: 2px solid var(--text-secondary);
  border-bottom: 2px solid var(--text-secondary);
  position: relative;
  display: flex;
  align-items: flex-end;
  padding-top: var(--space-16);
  padding-right: var(--space-16);
  margin-top: var(--space-16);
}

.chart-bar-container {
  flex: 1;
  display: flex;
  flex-direction: column;
  justify-content: flex-end;
  height: 100%;
  align-items: center;
  position: relative;
}

.chart-bar {
  width: 60%;
  background-color: var(--accent-navy);
  transition: height 0.5s ease;
  position: relative;
  border-top-left-radius: 4px;
  border-top-right-radius: 4px;
}

.chart-bar-alt {
  background-color: var(--accent-brass);
}

.chart-bar-green {
  background-color: var(--accent-green);
}

.chart-label {
  font-size: 0.75rem;
  margin-top: 8px;
  color: var(--text-secondary);
}

.chart-tooltip {
  position: absolute;
  top: -30px;
  background-color: var(--accent-navy);
  color: white;
  padding: 2px 6px;
  font-size: 0.7rem;
  border-radius: 4px;
  white-space: nowrap;
  pointer-events: none;
}

/* Consultation Wizard Form */
.wizard-box {
  background-color: var(--surface);
  border: 1px solid var(--border-hairline);
  border-radius: var(--radius-dialog);
  padding: var(--space-48);
  max-width: 720px;
  margin: 0 auto;
  box-shadow: var(--shadow-ambient);
}

@media (max-width: 768px) {
  .wizard-box {
    padding: var(--space-24);
  }
}

.wizard-steps-indicator {
  display: flex;
  justify-content: space-between;
  margin-bottom: var(--space-48);
  position: relative;
}

.wizard-steps-indicator::before {
  content: '';
  position: absolute;
  top: 50%;
  left: 0;
  width: 100%;
  height: 1px;
  background-color: var(--border-hairline);
  z-index: 1;
  transform: translateY(-50%);
}

.wizard-step-node {
  width: 32px;
  height: 32px;
  border-radius: 50%;
  background-color: var(--bg-secondary);
  border: 1px solid var(--border-hairline);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.8rem;
  font-weight: 600;
  z-index: 2;
  color: var(--text-secondary);
  transition: all var(--transition-micro);
}

.wizard-step-node.active {
  background-color: var(--accent-navy);
  color: #FFFFFF;
  border-color: var(--accent-navy);
}

.wizard-step-node.completed {
  background-color: var(--accent-brass);
  color: #FFFFFF;
  border-color: var(--accent-brass);
}

.form-group {
  margin-bottom: var(--space-32);
}

.form-group label {
  display: block;
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--accent-navy);
  margin-bottom: 8px;
}

.form-help {
  font-size: 0.8rem;
  color: var(--text-secondary);
  margin-top: 4px;
  display: block;
}

.form-control {
  width: 100%;
  padding: 14px var(--space-16);
  border: 1px solid var(--border-hairline);
  border-radius: var(--radius-input);
  background-color: var(--bg-primary);
  color: var(--text-primary);
  font-family: var(--font-sans);
  font-size: 0.95rem;
  outline: none;
  transition: all var(--transition-micro);
}

.form-control:focus {
  border-color: var(--accent-navy);
  background-color: #FFFFFF;
  box-shadow: 0 0 0 2px rgba(12, 30, 54, 0.05);
}

.radio-tiles {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: var(--space-16);
}

@media (max-width: 600px) {
  .radio-tiles {
    grid-template-columns: 1fr;
  }
}

.radio-tile {
  border: 1px solid var(--border-hairline);
  border-radius: var(--radius-card);
  padding: var(--space-16) var(--space-24);
  cursor: pointer;
  transition: all var(--transition-micro);
  display: flex;
  flex-direction: column;
}

.radio-tile:hover {
  border-color: var(--accent-brass);
  background-color: rgba(188, 163, 116, 0.02);
}

.radio-tile input {
  display: none;
}

.radio-tile.selected {
  border-color: var(--accent-navy);
  background-color: rgba(12, 30, 54, 0.02);
}

.radio-tile-title {
  font-weight: 600;
  font-size: 0.95rem;
  color: var(--accent-navy);
}

.radio-tile-desc {
  font-size: 0.8rem;
  color: var(--text-secondary);
  margin-top: 4px;
}

/* Insights Journal Feed */
.insights-grid {
  display: grid;
  grid-template-columns: 2fr 1fr;
  gap: var(--space-48);
  margin-top: var(--space-48);
}

@media (max-width: 900px) {
  .insights-grid {
    grid-template-columns: 1fr;
  }
}

.journal-card {
  background-color: var(--surface);
  border-bottom: 1px solid var(--border-hairline);
  padding-bottom: var(--space-32);
  margin-bottom: var(--space-48);
}

.journal-meta {
  display: flex;
  gap: var(--space-16);
  font-size: 0.8rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--text-secondary);
  margin-bottom: 12px;
}

.journal-card h2 {
  font-size: 2.2rem;
  margin-bottom: 16px;
}

.journal-card h2 a {
  text-decoration: none;
  color: var(--accent-navy);
}

.journal-card h2 a:hover {
  color: var(--accent-brass);
}

/* Sidebar lists */
.side-list {
  list-style: none;
}

.side-list-item {
  border-bottom: 1px solid var(--border-hairline);
  padding: var(--space-16) 0;
}

.side-list-item:first-child {
  padding-top: 0;
}

.side-list-item a {
  text-decoration: none;
  font-family: var(--font-serif);
  font-size: 1.15rem;
  color: var(--accent-navy);
  display: block;
  margin-bottom: 4px;
}

.side-list-item a:hover {
  color: var(--accent-brass);
}

/* Footer style */
footer {
  background-color: var(--bg-secondary);
  border-top: 1px solid var(--border-hairline);
  padding: var(--space-96) 0 var(--space-48) 0;
}

.footer-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--space-48);
  margin-bottom: var(--space-64);
}

@media (max-width: 900px) {
  .footer-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 600px) {
  .footer-grid {
    grid-template-columns: 1fr;
  }
}

.footer-col h4 {
  font-family: var(--font-sans);
  font-size: 0.8rem;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--text-secondary);
  margin-bottom: var(--space-24);
}

.footer-col ul {
  list-style: none;
}

.footer-col ul li {
  margin-bottom: 12px;
}

.footer-col ul li a {
  text-decoration: none;
  color: var(--text-secondary);
  font-size: 0.9rem;
  transition: color var(--transition-micro);
}

.footer-col ul li a:hover {
  color: var(--accent-navy);
}

.footer-bottom {
  border-top: 1px solid var(--border-hairline);
  padding-top: var(--space-32);
  display: flex;
  justify-content: space-between;
  align-items: center;
}

@media (max-width: 768px) {
  .footer-bottom {
    flex-direction: column;
    gap: var(--space-16);
    text-align: center;
  }
}

.footer-bottom-meta {
  font-size: 0.8rem;
  color: var(--text-secondary);
}

/* Layout Utilities */
.text-center { text-align: center; }
.margin-top-16 { margin-top: var(--space-16); }
.margin-top-24 { margin-top: var(--space-24); }
.margin-top-32 { margin-top: var(--space-32); }
.margin-top-48 { margin-top: var(--space-48); }
.margin-bottom-24 { margin-bottom: var(--space-24); }
.margin-bottom-32 { margin-bottom: var(--space-32); }
.margin-bottom-48 { margin-bottom: var(--space-48); }

/* ============================================================
   MOBILE OPTIMIZATION
   ============================================================ */
@media (pointer: coarse) {
  .btn, .nav-link, a, button {
    min-height: 44px;
    min-width: 44px;
    -webkit-tap-highlight-color: transparent;
  }
  .btn { padding: 14px 24px; font-size: 0.9rem; }
  .nav-link { padding: 12px 8px; }
  body { cursor: auto; -webkit-text-size-adjust: 100%; }
  html, body { overflow-x: hidden; overscroll-behavior-x: none; }
}

@media (max-width: 480px) {
  .hero-sec { padding-top: 80px; }
  .display-xxl { font-size: 2rem; }
  .display-xl { font-size: 1.6rem; }
  .hero-ctas { flex-direction: column; width: 100%; }
  .hero-ctas .btn { width: 100%; justify-content: center; }
  .grid-12 { grid-template-columns: 1fr !important; }
  .footer-grid { grid-template-columns: 1fr; }
  .section-wrap { padding-left: 16px; padding-right: 16px; }
  .modal-content { width: 95vw; max-width: 95vw; margin: 16px; }
}